James Valley Housing Inc.

A Place You Call Home

A home is a place you can call your own. You have the advantage of making your living space to suit your individual taste and needs, not that of a landlord.

First Rate Investment

Owning your own home can be a first-rate investment. Homeowners also get significant tax breaks that are not available to renters. Interest paid on a home mortgage is usually deductible.

James Valley Housing, a nonprofit dedicated to providing credit and financial education and a packager for USDA Rural Development Direct loans, believes that every person should have an equal opportunity to live in a good quality home and that education is the key to this process. James Valley Housing provides pre-homeownership education to individuals and families looking to start the homeownership process.

Housing Counseling

Our Housing Counseling team is available to assist you in your homeownership process.

RD Direct Loan Packaging

This program assists low- and very-low-income applicants obtain decent housing by providing payment assistance to increase an applicant’s repayment ability.

Governor's House Program

The Governor's House is a reasonably sized, affordable home available to income qualified households.